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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,033 | $80,983-9.8% | $96,544-24.4% | $75,177-2.9% |
| Participation rate | 68.3% | 71.8%-3.5pp | 76.0%-7.7pp | 67.2%+1.0pp |
| Annual return | 21.66% | 27.05%-5.4pp | 25.88%-4.2pp | 160.75%-139.1pp |
| Employer contribution / active EE | $2,098 | $2,282-8.1% | $2,966-29.3% | $2,671-21.5% |
| Participant deferral / active EE | $8,788 | $3,929+123.7% | $4,851+81.1% | $4,126+113.0% |
| Admin fee / account holder | $2,196 | $6,717-67.3% | $8,254-73.4% | $5,651-61.1% |