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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,318 | $118,467-84.5% | $98,450-81.4% | $139,456-86.9% |
| Participation rate | 88.9% | 77.5%+11.4pp | 75.2%+13.7pp | 80.3%+8.6pp |
| Annual return | 3.85% | 18.95%-15.1pp | 21.16%-17.3pp | 373.45%-369.6pp |
| Employer contribution / active EE | $2,735 | $3,611-24.3% | $3,049-10.3% | $4,753-42.5% |
| Participant deferral / active EE | $4,519 | $5,393-16.2% | $4,739-4.6% | $6,711-32.7% |
| Admin fee / account holder | $632 | $14,057-95.5% | $8,961-92.9% | $11,407-94.5% |