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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,554 | $116,203-90.1% | $93,621-87.7% | $152,897-92.4% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.8%-0.8pp | 82.5%-7.5pp |
| Annual return | 17.31% | 35.96%-18.7pp | 32.76%-15.5pp | 345.43%-328.1pp |
| Employer contribution / active EE | $2,850 | $3,219-11.5% | $2,719+4.8% | $4,764-40.2% |
| Participant deferral / active EE | $5,542 | $4,605+20.4% | $4,070+36.2% | $5,851-5.3% |
| Admin fee / account holder | $17,327 | $10,751+61.2% | $7,890+119.6% | $11,599+49.4% |