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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,601 | $77,962-58.2% | $178,540-81.7% | $80,935-59.7% |
| Participation rate | 89.7% | 65.7%+24.0pp | 77.1%+12.5pp | 67.7%+22.0pp |
| Annual return | 4.99% | 18.10%-13.1pp | 27.15%-22.2pp | 35.66%-30.7pp |
| Employer contribution / active EE | $3,941 | $2,280+72.8% | $3,953-0.3% | $2,757+42.9% |
| Participant deferral / active EE | $5,765 | $4,404+30.9% | $6,281-8.2% | $4,299+34.1% |
| Admin fee / account holder | $12,485 | $7,156+74.5% | $10,424+19.8% | $6,924+80.3% |