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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,994 | $138,078+147.7% | $125,363+172.8% | $134,509+154.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.13% | 750.49%-768.6pp | 572.15%-590.3pp | 418.13%-436.3pp |
| Employer contribution / active EE | $7,414 | $5,245+41.4% | $4,815+54.0% | $4,741+56.4% |
| Participant deferral / active EE | $12,729 | $7,800+63.2% | $7,447+70.9% | $6,400+98.9% |
| Admin fee / account holder | $10,726 | $11,566-7.3% | $10,005+7.2% | $11,427-6.1% |