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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,489 | $157,276+107.0% | $141,177+130.6% | $152,885+112.9% |
| Participation rate | 93.3% | 84.8%+8.5pp | 82.5%+10.9pp | 82.5%+10.9pp |
| Annual return | 11.70% | 64.33%-52.6pp | 71.40%-59.7pp | 345.39%-333.7pp |
| Employer contribution / active EE | $6,921 | $5,262+31.5% | $4,736+46.1% | $4,763+45.3% |
| Participant deferral / active EE | $12,216 | $7,110+71.8% | $6,710+82.1% | $5,851+108.8% |
| Admin fee / account holder | $23,357 | $12,123+92.7% | $10,263+127.6% | $11,598+101.4% |