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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,618 | $83,908-74.2% | $68,509-68.4% | $125,388-82.8% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -4.93% | 14.48%-19.4pp | 8.27%-13.2pp | 282.24%-287.2pp |
| Employer contribution / active EE | $2,271 | $3,031-25.1% | $2,278-0.3% | $4,866-53.3% |
| Participant deferral / active EE | $7,297 | $4,125+76.9% | $3,382+115.7% | $5,352+36.4% |
| Admin fee / account holder | $2,255 | $8,982-74.9% | $5,275-57.2% | $9,541-76.4% |