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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,741 | $104,251-60.9% | $91,004-55.2% | $147,585-72.4% |
| Participation rate | 66.7% | 78.2%-11.6pp | 75.6%-8.9pp | 82.8%-16.2pp |
| Annual return | 11.07% | 27.06%-16.0pp | 4.60%+6.5pp | 578.58%-567.5pp |
| Employer contribution / active EE | $746 | $3,116-76.1% | $2,456-69.6% | $4,876-84.7% |
| Participant deferral / active EE | $1,180 | $4,195-71.9% | $3,548-66.7% | $5,439-78.3% |
| Admin fee / account holder | $2,244 | $8,948-74.9% | $5,417-58.6% | $10,886-79.4% |