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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,136 | $162,136+10.5% | $152,301+17.6% | $154,746+15.8% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 20.77% | 91.02%-70.2pp | 80.50%-59.7pp | 172.34%-151.6pp |
| Employer contribution / active EE | $4,571 | $4,890-6.5% | $4,624-1.1% | $4,379+4.4% |
| Participant deferral / active EE | $9,750 | $8,341+16.9% | $8,004+21.8% | $6,730+44.9% |
| Admin fee / account holder | $26,116 | $15,759+65.7% | $14,398+81.4% | $14,365+81.8% |