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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,031 | $100,895+95.3% | $90,430+117.9% | $158,950+24.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 12.93% | 1725.54%-1712.6pp | 1293.73%-1280.8pp | 302.91%-290.0pp |
| Employer contribution / active EE | $7,615 | $3,689+106.4% | $3,262+133.5% | $4,762+59.9% |
| Participant deferral / active EE | $8,452 | $4,347+94.4% | $3,963+113.3% | $5,983+41.3% |
| Admin fee / account holder | $1,967 | $6,505-69.8% | $5,613-65.0% | $11,248-82.5% |