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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,768 | $99,011+47.2% | $86,582+68.4% | $147,586-1.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 14.36% | 1312.75%-1298.4pp | 965.08%-950.7pp | 578.59%-564.2pp |
| Employer contribution / active EE | $7,502 | $3,132+139.5% | $2,839+164.2% | $4,876+53.9% |
| Participant deferral / active EE | $7,268 | $3,972+83.0% | $3,609+101.4% | $5,439+33.6% |
| Admin fee / account holder | $2,043 | $5,709-64.2% | $4,904-58.3% | $10,886-81.2% |