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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,573 | $95,975-19.2% | $74,549+4.1% | $135,379-42.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -9.68% | 56.96%-66.6pp | 32.53%-42.2pp | 519.79%-529.5pp |
| Employer contribution / active EE | $8,295 | $2,716+205.4% | $1,961+323.0% | $4,779+73.6% |
| Participant deferral / active EE | $12,274 | $3,844+219.3% | $3,108+294.9% | $5,609+118.8% |
| Admin fee / account holder | $1,216 | $6,522-81.3% | $5,059-76.0% | $10,828-88.8% |