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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,423 | $93,346-27.8% | $71,796-6.1% | $273,972-75.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 10.78% | 130.39%-119.6pp | 78.04%-67.3pp | 41.46%-30.7pp |
| Employer contribution / active EE | $9,113 | $2,733+233.4% | $1,924+373.5% | $4,869+87.2% |
| Participant deferral / active EE | $12,652 | $3,475+264.1% | $2,794+352.8% | $5,287+139.3% |
| Admin fee / account holder | $1,431 | $6,571-78.2% | $4,815-70.3% | $10,133-85.9% |