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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,047 | $160,028+38.8% | $147,080+51.0% | $145,884+52.2% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.4pp | 80.3%+4.3pp |
| Annual return | 9.86% | 98.60%-88.7pp | 420.17%-410.3pp | 551.85%-542.0pp |
| Employer contribution / active EE | $7,428 | $5,286+40.5% | $4,933+50.6% | $4,662+59.3% |
| Participant deferral / active EE | $10,295 | $8,422+22.2% | $8,066+27.6% | $6,690+53.9% |
| Admin fee / account holder | $3,424 | $15,030-77.2% | $12,989-73.6% | $13,392-74.4% |