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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,369 | $95,383-39.9% | $185,837-69.1% | $85,856-33.2% |
| Participation rate | 90.0% | 68.8%+21.2pp | 81.7%+8.3pp | 69.3%+20.7pp |
| Annual return | 12.67% | 23.59%-10.9pp | 122.08%-109.4pp | 318.58%-305.9pp |
| Employer contribution / active EE | $4,485 | $3,313+35.4% | $5,168-13.2% | $2,565+74.8% |
| Participant deferral / active EE | $3,720 | $3,423+8.7% | $5,568-33.2% | $3,952-5.9% |
| Admin fee / account holder | $2,969 | $7,213-58.8% | $16,241-81.7% | $6,261-52.6% |