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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,416 | $84,236-67.5% | $170,435-83.9% | $70,126-60.9% |
| Participation rate | 88.5% | 70.8%+17.6pp | 83.6%+4.9pp | 69.5%+18.9pp |
| Annual return | 21.40% | 23.06%-1.7pp | 205.94%-184.5pp | 73.15%-51.7pp |
| Employer contribution / active EE | $1,306 | $3,387-61.4% | $5,432-76.0% | $2,343-44.3% |
| Participant deferral / active EE | $2,740 | $3,086-11.2% | $4,939-44.5% | $3,332-17.7% |
| Admin fee / account holder | $429 | $5,698-92.5% | $13,881-96.9% | $4,645-90.8% |