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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,876 | $94,436+46.0% | $115,599+19.3% | $82,637+66.8% |
| Participation rate | 72.1% | 70.4%+1.7pp | 74.3%-2.2pp | 68.1%+4.0pp |
| Annual return | 16.95% | 18.37%-1.4pp | 111.10%-94.1pp | 53.51%-36.6pp |
| Employer contribution / active EE | $2,558 | $2,324+10.1% | $2,955-13.4% | $2,552+0.2% |
| Participant deferral / active EE | $6,662 | $3,955+68.5% | $4,889+36.3% | $4,126+61.5% |
| Admin fee / account holder | $2,704 | $10,328-73.8% | $12,841-78.9% | $7,339-63.2% |