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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,418 | $79,955+14.3% | $98,461-7.2% | $75,173+21.6% |
| Participation rate | 75.0% | 70.4%+4.6pp | 75.2%-0.2pp | 67.2%+7.8pp |
| Annual return | 24.56% | 19.75%+4.8pp | 21.17%+3.4pp | 160.72%-136.2pp |
| Employer contribution / active EE | $1,628 | $2,264-28.1% | $3,049-46.6% | $2,671-39.0% |
| Participant deferral / active EE | $5,790 | $3,752+54.3% | $4,738+22.2% | $4,126+40.3% |
| Admin fee / account holder | $8,320 | $6,841+21.6% | $8,961-7.2% | $5,651+47.2% |