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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,495 | $150,447+49.2% | $136,298+64.7% | $147,586+52.1% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 54.18% | 1049.15%-995.0pp | 5156.27%-5102.1pp | 578.59%-524.4pp |
| Employer contribution / active EE | $9,611 | $5,256+82.8% | $4,696+104.7% | $4,876+97.1% |
| Participant deferral / active EE | $5,779 | $6,631-12.8% | $6,247-7.5% | $5,439+6.3% |
| Admin fee / account holder | $3,699 | $10,906-66.1% | $9,244-60.0% | $10,886-66.0% |