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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,151 | $165,399+37.3% | $149,745+51.7% | $158,982+42.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.29% | 348.34%-337.0pp | 276.72%-265.4pp | 302.99%-291.7pp |
| Employer contribution / active EE | $6,310 | $5,105+23.6% | $4,646+35.8% | $4,763+32.5% |
| Participant deferral / active EE | $6,878 | $7,183-4.2% | $6,843+0.5% | $5,983+15.0% |
| Admin fee / account holder | $50,002 | $10,811+362.5% | $9,312+437.0% | $11,252+344.4% |