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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,673 | $72,177+29.8% | $115,038-18.6% | $59,633+57.1% |
| Participation rate | 66.7% | 72.6%-5.9pp | 81.4%-14.7pp | 68.7%-2.0pp |
| Annual return | -1.06% | 12.02%-13.1pp | 26.14%-27.2pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $2,235 | $2,841-21.3% | $4,608-51.5% | $2,203+1.5% |
| Participant deferral / active EE | $5,098 | $4,783+6.6% | $6,026-15.4% | $3,192+59.7% |
| Admin fee / account holder | $17 | $4,927-99.6% | $8,175-99.8% | $4,297-99.6% |