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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,738 | $98,760+25.3% | $149,715-17.4% | $79,858+54.9% |
| Participation rate | 60.0% | 75.8%-15.8pp | 82.5%-22.5pp | 69.6%-9.6pp |
| Annual return | 12.39% | 27.43%-15.0pp | 276.66%-264.3pp | 31.72%-19.3pp |
| Employer contribution / active EE | $1,855 | $3,217-42.3% | $4,645-60.1% | $2,471-24.9% |
| Participant deferral / active EE | $3,543 | $5,681-37.6% | $6,842-48.2% | $3,740-5.3% |
| Admin fee / account holder | $16,163 | $6,053+167.0% | $9,310+73.6% | $5,306+204.6% |