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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $595,316 | $104,694+468.6% | $85,709+594.6% | $167,536+255.3% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 5.63% | 21.45%-15.8pp | 21.49%-15.9pp | 478.82%-473.2pp |
| Employer contribution / active EE | $21,346 | $3,337+539.6% | $2,619+715.2% | $4,839+341.1% |
| Participant deferral / active EE | $19,938 | $4,826+313.1% | $3,924+408.2% | $6,342+214.4% |
| Admin fee / account holder | $10,932 | $10,035+8.9% | $6,876+59.0% | $12,315-11.2% |