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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $504,255 | $96,524+422.4% | $75,900+564.4% | $152,909+229.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.3%+30.7pp | 82.5%+17.5pp |
| Annual return | 9.22% | 33.93%-24.7pp | 30.73%-21.5pp | 345.46%-336.2pp |
| Employer contribution / active EE | $8,298 | $3,311+150.6% | $2,501+231.8% | $4,764+74.2% |
| Participant deferral / active EE | $5,820 | $4,554+27.8% | $3,604+61.5% | $5,851-0.5% |
| Admin fee / account holder | $81 | $8,082-99.0% | $5,421-98.5% | $11,601-99.3% |