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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,451 | $92,219+64.2% | $76,766+97.3% | $135,382+11.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -5.40% | 5.46%-10.9pp | 2.43%-7.8pp | 519.77%-525.2pp |
| Employer contribution / active EE | $10,054 | $3,216+212.6% | $2,485+304.6% | $4,779+110.4% |
| Participant deferral / active EE | $4,865 | $4,508+7.9% | $3,851+26.3% | $5,609-13.3% |
| Admin fee / account holder | $9,725 | $10,749-9.5% | $6,675+45.7% | $10,829-10.2% |