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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,608 | $88,707+52.9% | $74,184+82.8% | $273,972-50.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 7.04% | 11.94%-4.9pp | 17.74%-10.7pp | 41.46%-34.4pp |
| Employer contribution / active EE | $14,035 | $3,159+344.2% | $2,370+492.2% | $4,869+188.3% |
| Participant deferral / active EE | $6,749 | $4,212+60.2% | $3,550+90.1% | $5,287+27.6% |
| Admin fee / account holder | $3,317 | $8,717-61.9% | $5,586-40.6% | $10,133-67.3% |