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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,809 | $175,231+113.9% | $149,696+150.4% | $139,466+168.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.93% | 166.77%-150.8pp | 134.46%-118.5pp | 373.66%-357.7pp |
| Employer contribution / active EE | $6,745 | $5,478+23.1% | $4,821+39.9% | $4,754+41.9% |
| Participant deferral / active EE | $6,542 | $6,521+0.3% | $5,682+15.1% | $6,712-2.5% |
| Admin fee / account holder | $318 | $16,155-98.0% | $13,212-97.6% | $11,409-97.2% |