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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,892 | $209,422+56.6% | $178,503+83.7% | $158,982+106.2% |
| Participation rate | 91.7% | 86.4%+5.3pp | 81.9%+9.7pp | 82.0%+9.7pp |
| Annual return | 15.08% | 188.81%-173.7pp | 151.12%-136.0pp | 302.99%-287.9pp |
| Employer contribution / active EE | $4,234 | $5,707-25.8% | $5,011-15.5% | $4,763-11.1% |
| Participant deferral / active EE | $6,760 | $5,955+13.5% | $5,202+29.9% | $5,983+13.0% |
| Admin fee / account holder | $304 | $17,079-98.2% | $13,987-97.8% | $11,252-97.3% |