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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,913 | $167,353+88.2% | $143,797+119.0% | $134,545+134.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.34% | 0.48%-15.8pp | -0.04%-15.3pp | 418.37%-433.7pp |
| Employer contribution / active EE | $8,024 | $5,620+42.8% | $4,952+62.0% | $4,742+69.2% |
| Participant deferral / active EE | $6,887 | $6,447+6.8% | $5,638+22.1% | $6,401+7.6% |
| Admin fee / account holder | $17,802 | $18,096-1.6% | $14,679+21.3% | $11,431+55.7% |