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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,322 | $105,200+11.5% | $159,474-26.4% | $85,847+36.7% |
| Participation rate | 72.2% | 75.8%-3.6pp | 82.8%-10.6pp | 69.3%+2.9pp |
| Annual return | 16.93% | 45.08%-28.2pp | 263.68%-246.8pp | 318.61%-301.7pp |
| Employer contribution / active EE | $568 | $3,319-82.9% | $4,831-88.2% | $2,565-77.9% |
| Participant deferral / active EE | $4,087 | $5,946-31.3% | $7,353-44.4% | $3,952+3.4% |
| Admin fee / account holder | $6,400 | $6,934-7.7% | $10,802-40.8% | $6,261+2.2% |