Retirement plan

RENT ONE 401(K) PLAN

Name: SKC ENTERPRISES, INC. DBA RENT ONE - RENT ONE 401(K) PLAN (2018) Form 5500
Creator: SKC ENTERPRISES, INC. DBA RENT ONE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RENT ONE 401(K) PLAN, SKC ENTERPRISES, INC. DBA RENT ONE

SKC ENTERPRISES, INC. DBA RENT ONEEIN 37-1211032Plan #001PY 2018

10929 PAGE AVENUE - ST. LOUIS, MO 63132314-426-5885shoprentone.comLinkedIn501-1000 employeesretail

Prospect flagsLow returnsLow participationLow employer contributionLow participant contributionRecently reached 100 employees

How to read this page

Total assets (EOY)

$3.4M

-8.1% from 2017

Total participants

328

+4.1% from 2017

Average account balance

$31,349

-17.6% from 2017

Annual return

-6.72%

-23.31 pp from 2017

Benchmarks

See 592 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort592 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$8.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$23K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

346

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

38.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.02M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.31%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$206

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE4+ years Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$22,535
BKD, LLP3 years Filed as: BKD LLP Service code 10 · EIN 44-0160260 910 E ST LOUIS STREET · SPRINGFIELD, MO 65801	Accounting	$9,500
PRIVATE CLIENT SERVICES LLC1 year Service code 55 2225 LEXINGTON ROAD · LOUISVILLE, KY 40206	Other Commissions	$5,714
BENEFIT PLANS ADMIN SERVICES, INC.4+ years Filed as: BENEFIT PLANS PLUS, LLC Service code 13	Contract Administrator	$3,635
LPL FINANCIAL4+ years Filed as: LPL FINANCIAL LLC Service code 55 PO BOX 509026 · SAN DIEGO, CA 92150	Other Commissions	$2,903
BENEFIT PLANS ADMIN SERVICES, INC.3 years Filed as: BENEFIT PLANS PLUS LLC Service code 13 · EIN 43-1829594 6 CITY PLACE DRIVE · ST. LOUIS, MO 63141	Contract Administrator	$1,700
GREAT-WEST LIFE & ANNUITY INSURANCE3 years Filed as: EMPOWER RETIRMENT ADVISORY SERVICES Service code 28 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$974

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

5 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalRecently reached 100 employees
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.

Expense breakdown

Schedule H Part II

Admin total

$26K

$85 / participant

Other / not subdivided$26K100.0%

% of EOY assets

0.761%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BKD
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$31,349

$42,810-26.8%

$169,452-81.5%

$55,725-43.7%

Participation rate

26.6%

64.7%-38.2pp

77.8%-51.2pp

70.9%-44.3pp

Annual return

-6.72%

-3.61%-3.1pp

1.83%-8.6pp

244.93%-251.6pp

Employer contribution / active EE

$241

$1,402-82.8%

$4,157-94.2%

$2,078-88.4%

Participant deferral / active EE

$791

$3,141-74.8%

$5,277-85.0%

$3,356-76.4%

Admin fee / account holder

$239

$106+124.1%

$9,110-97.4%

$115+107.2%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE4+ years

Service code 64 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$22,535

BKD, LLP3 years

Filed as: BKD LLP

Service code 10 · EIN 44-0160260

910 E ST LOUIS STREET · SPRINGFIELD, MO 65801

Accounting

$9,500

PRIVATE CLIENT SERVICES LLC1 year

Service code 55

2225 LEXINGTON ROAD · LOUISVILLE, KY 40206

Other Commissions

$5,714

BENEFIT PLANS ADMIN SERVICES, INC.4+ years

Filed as: BENEFIT PLANS PLUS, LLC

Service code 13

Contract Administrator

$3,635

LPL FINANCIAL4+ years

Filed as: LPL FINANCIAL LLC

Service code 55

PO BOX 509026 · SAN DIEGO, CA 92150

Other Commissions

$2,903

BENEFIT PLANS ADMIN SERVICES, INC.3 years

Filed as: BENEFIT PLANS PLUS LLC

Service code 13 · EIN 43-1829594

6 CITY PLACE DRIVE · ST. LOUIS, MO 63141

Contract Administrator

$1,700

GREAT-WEST LIFE & ANNUITY INSURANCE3 years

Filed as: EMPOWER RETIRMENT ADVISORY SERVICES

Service code 28 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$974

RENT ONE 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RENT ONE 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion