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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,261 | $88,707-79.4% | $74,184-75.4% | $273,972-93.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 12.00% | 11.94%+0.1pp | 17.74%-5.7pp | 41.46%-29.5pp |
| Employer contribution / active EE | $1,442 | $3,159-54.3% | $2,370-39.1% | $4,869-70.4% |
| Participant deferral / active EE | $3,762 | $4,212-10.7% | $3,550+6.0% | $5,287-28.8% |
| Admin fee / account holder | $1,833 | $8,717-79.0% | $5,586-67.2% | $10,133-81.9% |