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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,775 | $112,131-56.5% | $95,964-49.2% | $158,982-69.3% |
| Participation rate | 66.7% | 79.0%-12.3pp | 77.1%-10.4pp | 82.0%-15.3pp |
| Annual return | 19.12% | 171.19%-152.1pp | 91.64%-72.5pp | 302.99%-283.9pp |
| Employer contribution / active EE | $900 | $3,199-71.9% | $2,541-64.6% | $4,763-81.1% |
| Participant deferral / active EE | $3,027 | $4,784-36.7% | $4,167-27.4% | $5,983-49.4% |
| Admin fee / account holder | $1,113 | $10,136-89.0% | $6,797-83.6% | $11,252-90.1% |