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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $35,104 |
PCS RETIREMENT, LLC1 year Service code 12 · EIN 23-3038464 | Recordkeeping fees; Participant commu... | $17,870 |
Filed as: THRIVENT INSURANCE AGENCY Service code 49 | Other Services | $9,886 |
Filed as: WHILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $8,442 |
ASCENSUS LLC1 year Filed as: DWC ERISA CONSULTANTS Service code 13 · EIN 26-2091417 | Contract Administrator | $3,825 |
ASCENSUS LLC1 year Filed as: DWC ERISA CONSULTANTS LLC Service code 13 | Contract Administrator | $2,046 |
Service code 49 · EIN 41-1780150 | Other Services | $450 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,350 | $54,717+43.2% | $86,209-9.1% | $71,495+9.6% |
| Participation rate | 51.1% | 60.1%-9.0pp | 69.0%-17.8pp | 67.9%-16.8pp |
| Annual return | 17.80% | 20.07%-2.3pp | 1169.05%-1151.3pp | 28.85%-11.0pp |
| Employer contribution / active EE | $2,491 | $1,267+96.6% | $2,381+4.6% | $2,589-3.8% |
| Participant deferral / active EE | $5,331 | $3,110+71.4% | $3,986+33.7% | $4,291+24.2% |
| Admin fee / account holder | $598 | $1,922-68.9% | $6,853-91.3% | $1,588-62.3% |