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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ACROPOLIS INVESTMENT MANAGEMENT Service code 27 · EIN 32-0016216 | Advisory (Plan) | $35,166 |
ASPIRE FINANCIAL SERVICES3 years Service code 15 · EIN 27-1033755 | Recordkeeping | $17,867 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,567 | $54,573+36.6% | $90,970-18.0% | $73,493+1.5% |
| Participation rate | 48.7% | 61.2%-12.4pp | 69.0%-20.3pp | 70.7%-21.9pp |
| Annual return | 16.58% | 16.69%-0.1pp | 134.58%-118.0pp | 28.51%-11.9pp |
| Employer contribution / active EE | $2,212 | $991+123.1% | $2,122+4.2% | $2,270-2.6% |
| Participant deferral / active EE | $4,649 | $2,517+84.7% | $3,373+37.8% | $3,740+24.3% |
| Admin fee / account holder | $440 | $521-15.5% | $5,960-92.6% | $513-14.2% |