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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,318 | $129,737+69.0% | $119,126+84.1% | $154,746+41.7% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.00% | 379.08%-362.1pp | 282.11%-265.1pp | 172.34%-155.3pp |
| Employer contribution / active EE | $2,772 | $4,375-36.6% | $4,034-31.3% | $4,379-36.7% |
| Participant deferral / active EE | $6,542 | $5,842+12.0% | $5,318+23.0% | $6,730-2.8% |
| Admin fee / account holder | $386 | $11,961-96.8% | $10,693-96.4% | $14,365-97.3% |