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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,518 | $93,617+265.9% | $135,982+151.9% | $75,177+355.6% |
| Participation rate | 97.1% | 75.2%+21.9pp | 81.9%+15.1pp | 67.2%+29.9pp |
| Annual return | 15.71% | 30.89%-15.2pp | 68.32%-52.6pp | 160.75%-145.0pp |
| Employer contribution / active EE | $7,469 | $3,538+111.1% | $4,859+53.7% | $2,671+179.6% |
| Participant deferral / active EE | $9,603 | $6,406+49.9% | $7,760+23.8% | $4,126+132.7% |
| Admin fee / account holder | $17,100 | $6,980+145.0% | $10,767+58.8% | $5,651+202.6% |