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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,270 | $98,776+279.9% | $149,745+150.6% | $79,856+369.9% |
| Participation rate | 90.7% | 75.8%+14.9pp | 82.5%+8.2pp | 69.6%+21.1pp |
| Annual return | 13.48% | 27.38%-13.9pp | 276.72%-263.2pp | 31.71%-18.2pp |
| Employer contribution / active EE | $4,996 | $3,217+55.3% | $4,646+7.5% | $2,471+102.2% |
| Participant deferral / active EE | $6,323 | $5,681+11.3% | $6,843-7.6% | $3,741+69.0% |
| Admin fee / account holder | $3,525 | $6,053-41.8% | $9,312-62.1% | $5,306-33.6% |