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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,437 | $89,370+278.7% | $141,197+139.7% | $72,976+363.8% |
| Participation rate | 86.4% | 75.1%+11.2pp | 82.5%+3.9pp | 69.5%+16.9pp |
| Annual return | 18.14% | 111.88%-93.7pp | 71.41%-53.3pp | 81.02%-62.9pp |
| Employer contribution / active EE | $5,150 | $3,115+65.3% | $4,736+8.7% | $2,440+111.1% |
| Participant deferral / active EE | $6,980 | $5,419+28.8% | $6,710+4.0% | $3,608+93.5% |
| Admin fee / account holder | $5,349 | $5,957-10.2% | $10,265-47.9% | $5,124+4.4% |