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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,684 | $28,624+56.1% | $53,647-16.7% | $82,637-45.9% |
| Participation rate | 47.4% | 47.3%+0.1pp | 56.3%-8.9pp | 68.1%-20.7pp |
| Annual return | 17.65% | 664.98%-647.3pp | 358.33%-340.7pp | 53.51%-35.9pp |
| Employer contribution / active EE | $637 | $6370% | $962-33.8% | $2,552-75.1% |
| Participant deferral / active EE | $1,076 | $1,196-10.1% | $1,813-40.7% | $4,126-73.9% |
| Admin fee / account holder | $15,818 | $2,022+682.4% | $2,460+543.0% | $7,339+115.5% |