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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,734 | $29,670+54.1% | $56,054-18.4% | $80,911-43.5% |
| Participation rate | 65.1% | 41.7%+23.4pp | 52.5%+12.6pp | 67.6%-2.5pp |
| Annual return | 11.36% | 35.24%-23.9pp | 1705.95%-1694.6pp | 35.63%-24.3pp |
| Employer contribution / active EE | $782 | $670+16.8% | $1,039-24.7% | $2,756-71.6% |
| Participant deferral / active EE | $1,315 | $1,227+7.2% | $1,952-32.6% | $4,297-69.4% |
| Admin fee / account holder | $10,573 | $2,431+335.0% | $2,822+274.6% | $6,935+52.5% |