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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,620 | $83,908+238.0% | $68,509+314.0% | $125,388+126.2% |
| Participation rate | 100.0% | 78.2%+21.8pp | 74.7%+25.3pp | 83.2%+16.8pp |
| Annual return | -0.25% | 14.48%-14.7pp | 8.27%-8.5pp | 282.24%-282.5pp |
| Employer contribution / active EE | $3,138 | $3,031+3.5% | $2,278+37.8% | $4,866-35.5% |
| Participant deferral / active EE | $5,252 | $4,125+27.3% | $3,382+55.3% | $5,352-1.9% |
| Admin fee / account holder | $8,238 | $8,982-8.3% | $5,275+56.2% | $9,541-13.7% |