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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,837 | $99,079+211.7% | $78,002+295.9% | $273,972+12.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 9.24% | 217.93%-208.7pp | 425.99%-416.7pp | 41.46%-32.2pp |
| Employer contribution / active EE | $2,998 | $3,308-9.4% | $2,470+21.4% | $4,869-38.4% |
| Participant deferral / active EE | $4,469 | $4,306+3.8% | $3,497+27.8% | $5,287-15.5% |
| Admin fee / account holder | $8,473 | $8,954-5.4% | $5,481+54.6% | $10,133-16.4% |