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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,884 | $88,117+49.7% | $164,928-20.0% | $74,400+77.3% |
| Participation rate | 77.7% | 73.1%+4.6pp | 78.6%-1.0pp | 67.2%+10.5pp |
| Annual return | 9.05% | 17.27%-8.2pp | 70.08%-61.0pp | 1367.51%-1358.5pp |
| Employer contribution / active EE | $2,055 | $2,596-20.8% | $4,343-52.7% | $2,624-21.7% |
| Participant deferral / active EE | $5,080 | $4,501+12.8% | $6,034-15.8% | $4,348+16.8% |
| Admin fee / account holder | $4,138 | $2,230+85.6% | $12,684-67.4% | $1,944+112.9% |