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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,539 | $83,045+46.4% | $130,026-6.5% | $71,495+70.0% |
| Participation rate | 73.1% | 74.1%-1.0pp | 78.5%-5.4pp | 67.9%+5.1pp |
| Annual return | -4.47% | 20.61%-25.1pp | -137.26%+132.8pp | 28.85%-33.3pp |
| Employer contribution / active EE | $1,453 | $2,623-44.6% | $4,321-66.4% | $2,589-43.9% |
| Participant deferral / active EE | $4,471 | $4,436+0.8% | $5,821-23.2% | $4,291+4.2% |
| Admin fee / account holder | $6,568 | $1,727+280.3% | $10,608-38.1% | $1,588+313.6% |