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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,696 | $84,685-50.8% | $73,836-43.5% | $125,389-66.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -3.60% | 3123.80%-3127.4pp | 2268.06%-2271.7pp | 282.24%-285.8pp |
| Employer contribution / active EE | $1,955 | $3,123-37.4% | $2,787-29.9% | $4,866-59.8% |
| Participant deferral / active EE | $3,874 | $3,993-3.0% | $3,583+8.1% | $5,352-27.6% |
| Admin fee / account holder | $13,284 | $5,694+133.3% | $4,882+172.1% | $9,541+39.2% |