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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,990 | $100,938+5.0% | $90,461+17.2% | $158,982-33.3% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 11.57% | 1727.20%-1715.6pp | 1294.76%-1283.2pp | 302.99%-291.4pp |
| Employer contribution / active EE | $1,992 | $3,691-46.0% | $3,264-39.0% | $4,763-58.2% |
| Participant deferral / active EE | $5,459 | $4,350+25.5% | $3,964+37.7% | $5,983-8.8% |
| Admin fee / account holder | $1,041 | $6,510-84.0% | $5,617-81.5% | $11,252-90.7% |