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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,054 | $88,754+36.4% | $81,820+48.0% | $145,877-17.0% |
| Participation rate | 57.1% | 75.1%-17.9pp | 72.4%-15.2pp | 80.3%-23.2pp |
| Annual return | 7.49% | 1031.77%-1024.3pp | 777.93%-770.4pp | 551.28%-543.8pp |
| Employer contribution / active EE | $2,980 | $3,085-3.4% | $2,915+2.2% | $4,663-36.1% |
| Participant deferral / active EE | $0 | $4,648-100.0% | $4,323-100.0% | $6,691-100.0% |
| Admin fee / account holder | $39 | $8,424-99.5% | $7,391-99.5% | $13,402-99.7% |