Filed February 12, 2026 (most recent of 3 filings on file)
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,637 | $87,037-21.1% | $106,201-35.4% | $80,874-15.1% |
| Participation rate | 67.2% | 70.4%-3.2pp | 75.3%-8.0pp | 67.6%-0.4pp |
| Annual return | 10.38% | 17.05%-6.7pp | 116.26%-105.9pp | 35.62%-25.2pp |
| Employer contribution / active EE | $2,436 | $2,396+1.7% | $3,170-23.2% | $2,756-11.6% |
| Participant deferral / active EE | $6,330 | $3,986+58.8% | $5,012+26.3% | $4,297+47.3% |
| Admin fee / account holder | $13,540 | $8,434+60.5% | $11,039+22.7% | $6,935+95.2% |