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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,286 | $145,431-45.5% | $211,142-62.4% | $87,485-9.4% |
| Participation rate | 96.1% | 84.7%+11.3pp | 87.3%+8.8pp | 68.9%+27.1pp |
| Annual return | 12.93% | 27.21%-14.3pp | 46.84%-33.9pp | 26.06%-13.1pp |
| Employer contribution / active EE | $3,563 | $4,662-23.6% | $6,442-44.7% | $2,596+37.3% |
| Participant deferral / active EE | $4,154 | $6,859-39.4% | $9,284-55.3% | $4,274-2.8% |
| Admin fee / account holder | $901 | $17,052-94.7% | $19,076-95.3% | $7,775-88.4% |